Earthquake may happen in Vancouver

Last weekend, there were reports on a higher probability of an earthquake in western canada.
CBC news said:

Seismic scientists say there is a greater probability of a major earthquake on B.C.’s South Coast in the next week, following a series of minor quakes that have worked their way up from Washington.
But seismologist Garry Rogers of the Geological Survey of Canada added that despite the increased probability of a big quake, the chances are still very low.

Some people heard the news and go to store to buy lots of water and some homeowner and business man go to buy earthquake coverage for their home or business insurance.
Please be noticed, most of insurance company may accept these mid-term changes, but they will retain the additional premium of addition of earthquake coverage, i.e. no refund if such coverage is to be cancelled later.